Specialist & Complex Mortgages
Mast has been built from the ground up to support lending workflows that frequently require manual intervention and expert human judgment.
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Built for Complex Lending
Mast delivers unparalleled flexibility for lenders handling specialised mortgage scenarios
Expert Manual Intervention
Complex underwriting scenarios that require more experience and expertise that cannot be fully automated.
Flexible Journey
Design
Huge flexibility in design from one journey to another, with individually customisable workflows.
Intelligent Auto-Decline
Cases clearly outside lending criteria are automatically declined, leaving higher quality applications for review.
Override Capabilities
Any case can have automated steps overridden or updated to accommodate unique circumstances.
specialist & complex Mortgages
Lenders currently use Mast for the following:
Specialised mortgage products that require expert human oversight and flexible workflows
Self-Build
Specialised mortgage products that require expert human oversight and flexible workflows
Shared Ownership
Complex shared ownership scenarios requiring detailed assessment and flexible terms
Ex-Pats
International lending for expatriates with unique income verification and risk assessment
Family BTL
Family buy-to-let mortgages with specialised assessment criteria and flexible terms.
Later Life Lending
Specialised lending products for older borrowers with unique income and repayment structures.
JBSP
Joint Borrower Sole Proprietor mortgages with complex multi-party assessment workflows.
Other areas Mast can support
Additional specialised mortgage products that could benefit from Mast's flexible platform
Rent a Room Mortgages
Mortgages that account for rental income from lodgers with specialised assessment criteria.
Buy for Uni Mortgages
University purchase mortgages with unique rental yield calculations and student market considerations.
Deposit Booster/
Family Deposit Mortgages
Family-assisted purchase schemes with complex multi-party arrangements and guarantor assessments.
Ready to Transform Your Specialist Lending?
Join leading lenders who trust Mast to handle their most complex mortgage scenarios with the perfect balance of automation and human expertise.
